No it is not the collected works of Inspector Clouseau, it is actually the latest government plan to reform housebuying in the UK. Intensive consultation during the first half of 1999 appears to indicate that most organisations involved in housebuying have endorsed the idea of a seller's pack. Apart from the actual customer that is - who is of course the seller of the house!
The seller's pack would include the following:-
- information on title deeds
- local authority searches
- pre-contract enquiries
and
- a seller survey
The last item is the killer, as it would involve the householder having a survey carried out (at their expense) which would tell the buyer what was potentially wrong with the property.
Currently there are three types of survey
- a mortgage survey - which just says if the house is worth more than the mortgage you are taking out.
- a homebuyer survey - a quick and dirty survey just to make sure the house isn't about to fall down.
- a building survey - a comprehensive going over of the property from roof to basement, which tells you if there is dry-rot etc.
In the real world, a sensible buyer gets a building survey (formerly called a structural survey) done, and then uses it as a bargaining chip in order to pay less for the property.
Now you will of course have noticed that there is no mention of the words contaminated land as currently it is not the job of a surveyor to tell you that your house sits on a prime piece of retro industrial chic (a gasworks!). These guys have enough of a problem working out whether or not you have got rising damp, and if seems that you haven't, how to phrase their report to disclaim any liability if it turns out that you have !